Tips for Building a Sound Credit History
How to Order a Credit Report You may order your credit reports from the three major credit reporting agencies. In order to see your entire credit history, you should review the records from each of the agencies. You will generally be charged a fee for each credit report. This fee varies by state, but it is generally $8.00. You are also entitled to a free copy of your credit report within 60 days after being turned down for credit, employment, or insurance because of information supplied by a credit reporting agency. When you get your credit report:
Check that all your personal and credit information is correct. Report any errors in writing to the appropriate credit reporting agencies and follow up with them to be certain corrections are made. If you have unresolved disputes with the credit reporting agency, you may submit a written statement that will be included with your credit report.
Source: Federal Deposit Insurance Corporation at www.FDIC.gov
